This article originally appeared on Psychology Today. Written by Suzanne Degges-White, Ph.D. At the end of the article, learn how choosing a collaborative divorce could minimize the effects of the aftermath.

Getting a divorce is a financial, as well as an emotional, decision. Couples go from their income supporting one household to the same income supporting two households. Retirements, stocks, and other financial assets are divided. The article below outlines one woman’s financial journey with divorce and post-divorce life, including what she wishes she would have done differently.

Divorce is a financial cost. Even the people who navigate divorce with a do-it-yourself approach spend money on court costs, filing fees, and some professional help. From the lowest cost to the highest cost of a multi-year litigated case (costing $50,000+ for just one side), it is easy for the fees and costs to start increasing fast. You want to be able to use your hard-earned money for your future life and dreams rather than spend it all on the divorce. Here are some tips for saving money during the process: